http://financialcare.hedir.com Take Care of Your Financial Affairs - Finance Zenith Tue, 01 Jul 2008 12:31:16 +0000 http://backend.userland.com/rss092 en Now-a-days the problem of Bankruptcy has really become the worst part in Finance stature. After filing Bankruptcy credit score takes a plunge & it becomes really difficult to combat this menace with a positive attitude. The blot of Bankruptcy remains in the credit report as long as ten years. Removal ... http://financialcare.hedir.com/2008/07/01/how-bankruptcy-can-affect-your-credit-report/ Have you already made a plan to buy a car or home? Did you ever check your Credit history? If you credit score is not fair enough then it will be better to repair your credit score first before approaching several financial industries for any sort of loans. You will get loans for ... http://financialcare.hedir.com/2008/06/24/credit-score/ If you want your Investment result to be improved then follow the bellow mentioned tips: Before purchasing any stock check the following aspects of last 3 years: Earning up to 25% or not Return should be around 17% on equity Recent earnings trend + sales speeding   The sum of last quarterly earnings & sales should ... http://financialcare.hedir.com/2008/06/23/few-effective-tips-for-investment-success/ Revised Loan Waiver Scheme Taken By the Indian Government After the commitment of suicide over thousands of farmers in the Vidharbha region of Maharashtra the Government has taken a major decision of revising its loan waiver program. This scheme was announced by the Indian ... http://financialcare.hedir.com/2008/06/19/revised-loan-waiver-scheme-taken-by-the-indian-government/ Millions of Americans surrender management of their finances to brokers, financial planners and other advisers to choose profitable mutual fund. But you don't have to be anything special or hold a degree to pick up funds wisely. Just follow some basic tips which are mentioned bellow to earn maximum profit ... http://financialcare.hedir.com/2008/06/14/way-of-choosing-profitable-funds/ If you cannot make your mortgage payments and already become late; cannot also be able to sale the house to pay off the property and at the same time your lender is also not allowing for deed in lieu of foreclosure, then the best way to avoid foreclosure is filing ... http://financialcare.hedir.com/2008/03/21/avoid-foreclosure-with-chapter-13/ Statistics says U.S economy has lost almost 63 thousand jobs in this February, 2008. This is the strongest fall off in the last five years. In the private sector almost 101 thousand job-lost occurred last month. Retail stores had 34 thousand job lost and manufacturing sectors had 52 thousand job ... http://financialcare.hedir.com/2008/03/10/63-thousand-job-lost-in-this-february-2008/ Quitclaim deed one of the most popular deeds in the United States. It is mostly used to transfer a property within the family members. A property owner can quitclaim his property to anyone he wishes but if the property is a mortgaged property then he should take permission from the ... http://financialcare.hedir.com/2008/03/01/quitclaim-deed-and-its-usage/ If you quitclaim a property for less than the property value it will be considered as a gift and you may have to pay gift tax for that amount if it does not cross the gift tax exemption limit. Gift tax exemption limit for individual per year is $12000. But lifetime ... http://financialcare.hedir.com/2008/02/04/gift-tax-exemption/ Prepayment Penalty is kind of penalty that the lender charges if you close the loan and pays him off before the date of the loan term. The lender actually charges a certain percentage of the outstanding balance of the loan as the prepayment penalty. This penalty declines with time and ... http://financialcare.hedir.com/2008/01/11/prepayment-penalty/